online payment processor?

to avoid transaction charge of paypal (2.3%) and google checkout (2%), i want to use my own payment method, is it possible to credit amount into bank account directly, if any bank allows i am supposed to open an account with them.. pls give me advice ..thanks

Public Comments

1. what what in the butt

2. Since when do you pay a transaction charge of 2.3% to PayPal? I've been a PayPal member since 2000 and have NEVER paid a surcharge to anyone, buyers or sellers. I can't say that about Google checkout because I don't use it, but you are truly foolish if you think you can safely use your own bank account making internet purchases. You can't. Merchants more and more are demanding payment sources like these because both they and their customers are protected.

3. leave these sites alone. most are scams. i got taken and you will too.

4. I dont know how skilled you are with coding but if you want your own commerce solution you can try these products:

http://www.dotnetecommerce.com/products.aspx

**note: this is for .net languages

5. The bank will probably charge you for each transaction anyway. My advice is to allow people to use standard methods of payment. The amount you may save is nothing compared to what you'll lose by people leaving your site because of that (I know I never buy anything from a site if I can't pay by credit card or paypal)