Stock Trading and Other Things

Should unvested stock as well as stock options be taken into account when evaluating the net worth?

Or, in other words, what value should be given from a credit risk to a net worth of a borrower that consists of unvested stocks and stock options related to the company he's working for? Should that value be brought back to zero because if for instance the borrower would leave his company, those unvested stock and stock options would remain ownership ofthe company?

Public Comments

1. No. Net worth should take into account all assets to which title is perfected, but nothing else.

2. Unvested stocks and stock options have no present day value. Therefore, they should not be considered on present day net worth.

You cannot buy a car with unvested stocks, why would you count it as money for any other purpose?

3. no!!!